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Best PC Optimum Credit Cards in Canada
Ranking · Updated September 2026

Best PC Optimum Credit Cards in Canada

Compare PC Financial Mastercard options. Earn PC Optimum points on groceries at Loblaws, No Frills, Shoppers Drug Mart, and more.

4
cards
Best Cards1st Yr FreeCash BackTravelGroceriesGas & EVBusinessLow Interest
PC World Elite Mastercard
Apply NowView Details
PC® World Elite® Mastercard®
PC FinancialPC Optimum
Annual fee
$0
Base Rewards Rate
10x

PC Optimum

Our valuation
$20

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
20,000 points
PC World Mastercard
Apply NowView Details
PC® World Mastercard®
PC FinancialPC Optimum
Annual fee
$0
Base Rewards Rate
10x

PC Optimum

Our valuation
$20

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
20,000 points
PC Mastercard
Apply NowView Details
PC® Mastercard®
PC FinancialPC Optimum
Annual fee
$0
Base Rewards Rate
10x

PC Optimum

Our valuation
$20

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome Bonus
20,000 points
PC Insiders World Elite Mastercard
Apply NowView Details
PC Insiders™ World Elite Mastercard®
PC FinancialPC OptimumFirst-Year Annual Fee Rebate
Annual fee
$120 $0
Base Rewards Rate
10x

PC Optimum

Our valuation
$120

Milesopedia estimatePlus the advantages you get from year one: rebated annual fee and annual credits. Rewards on your spending are not counted here — set your profile in the calculator below to add them.

Welcome offer
First Year Annual Fee Rebate

$120 annual fee rebated

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