Rebuild your credit with cards designed for low scores or no credit history. Secured options, low-fee picks, and credit-builder cards available in Canada.
No annual fee the first year
Milesopedia first-year estimateFirst-year valueAnnual fee rebated$29Total$29Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$29 annual fee rebated
Ends Jan 3, 2027
on Scotiabank's website
No annual fee the first year
Milesopedia first-year estimateFirst-year valueAnnual fee rebated$29Total$29Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$29 annual fee rebated
on CIBC's website
Milesopedia first-year estimateFirst-year valueWelcome bonus$100Total$100Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
on American Express Canada's website
Apply with confidence — no impact on your credit scoreApply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).
Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.
