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Pros & Cons

Pros

  • +Welcome Bonus: 70,000 points
  • +Airport lounge access
  • +Purchase protection included

Cons

  • High annual fee ($399/yr)
  • Foreign Transaction Fee (2.5%)

Our Review

For a limited time, the RBC Avion Visa Infinite Privilege Card offers a welcome bonus of up to 70,000 Avion points, a travel value of up to $1,500.

  • 35,000 points upon approval of your application
  • 20,000 points when you spend $5,000 on your account within the first six months
  • 15,000 points on your first account anniversary

You can book flights on any airline, with no blackout periods or seat restrictions, or redeem your points for vacation packages, hotel stays, cruises and tours. The card also gives you access to airport lounges around the world, priority security lines and dedicated parking at select Canadian airports.

You earn 1.25 Avion points per dollar on all your purchases, and the card includes extensive insurance coverage: emergency medical care, trip cancellation and interruption, and mobile device up to $1,500.

The annual fee is $399.

Rewards

All Spending

1.25x

RBC Avion Rewards - Elite pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.75¢4.5¢
Groceries1.25x
$700/month
Gas & EV1.25x
$200/month
Transit1.25x
$100/month
Restaurants1.25x
$300/month
Pharmacy1.25x
$50/month
Travel1.25x
$150/month
Bills & recurring payments1.25x
$250/month
Telecom1.25x
$150/month
Entertainment & streaming1.25x
$100/month
Office supplies1.25x
$0/month
All other spending1.25x
$500/month

Points Earned

37,500

RBC Avion Rewards - Elite/yr

Estimated Value

$563

After Fees

+$164

1st Year Value

$1,664

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.25x10,500 pts
Gas & EV$2,400/yr × 1.25x3,000 pts
Transit$1,200/yr × 1.25x1,500 pts
Restaurants$3,600/yr × 1.25x4,500 pts
Pharmacy$600/yr × 1.25x750 pts
Travel$1,800/yr × 1.25x2,250 pts
Bills & recurring payments$3,000/yr × 1.25x3,750 pts
Telecom$1,800/yr × 1.25x2,250 pts
Entertainment & streaming$1,200/yr × 1.25x1,500 pts
All other spending$6,000/yr × 1.25x7,500 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.25x
Average earn rate on spend 1st year with welcome bonus4.58x
Total points earned on spend37,500 pts
Welcome bonus points+100,000 pts
  • Earn 100,000 RBC Avion Rewards - Elite after $5,000 in purchases in 6 months
Total points earned137,500 pts
Value of accumulated points$2,063

Travel Insurance

Travel Medical

Included

Trip Cancellation

Up to $2,500

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $500

Lost Baggage

Up to $2,500

Flight Delay

Up to $500

Hotel Burglary

Up to $3,000

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+2 year(s)

Mobile Device

Up to $1,500

Auto Rental

Up to $85,000 / 48 days

Interest Rates

  • Purchase Rate
    20.99%
  • Cash Advance
    22.99%
  • Cash advance rate (Quebec)
    21.99%
  • Balance transfer rate
    22.99%
  • Balance transfer rate (Quebec)
    21.99%
  • Foreign Transaction Fee
    2.5%

Perks & Benefits

Airport lounge access

Concierge Service

24/7

Eligibility

Personal Income

$200,000

Household Income

$200,000

Terms & Conditions

Card Features

Get up to 70,000 Avion points1 – a travel value of up to $1,500!

Apply by August 12, 2026.

Points and Rewards

  • Earn 1.25 Avion points for every $1 you spend
  • Choose the airline, flight and departure that suit you3
  • You can also redeem your points for vacation packages, hotels, cruises and tours5

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Audrey may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.